As seatbelts changed how we ride in cars,
COVID has accelerated a total revamp of overdrafts in checking accounts.
 Semper, Mike

While the auto market has grown the past 5 years in outstanding loans in 2021 auto loans may face profitability and compliance challenges – read how below.
Semper, Mike

Net Interest Margin will be hit with rising rates. How? See M$ Economic Report below:
Semper, Mike

Markets for overdrafts vary considerably lead by low price leaders – read more below.
Semper, Mike

As 2021 unfolds here are some lessons learned in 2020.
Happy New Year.
Semper, Mike

The coronavirus is changing how overdrafts behave, are used and priced. Learn how and why in the report below.
 Happy Holidays, Mike

Rates will be rising as the vaccine gets distributed. Deposits will move. Learn how to change your deposit rates to keep deposits – see below.
Happy Holidays.
Semper, Mike

You are driving your deposit car, so will you accelerate the rates?
Find out the answer below and how to do it too.
Happy Thanksgiving, Mike

Due to COVID the Fed moved +$3 Trillion into the economy. You got a huge wave of deposits. Can you keep them?  Find out how . . .
Semper, Mike

Often productivity eludes the service business. Read below some interesting competitive stats on financial service employees.
Semper, Mike