Overdrafts are NOW elastic. Raising price will lower revenue by reducing consumer usage.
There are ways to increase OD Revenue while helping the consumer.
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“On Valentine Day this year, Mike Mayo – highly respected bank analyst of Wells Fargo Securities, ask Mike Moebs to do a repeat of his very well regarded “State of Deposit Pricing” of November, 2017. This was an invitation only webinar attended by over a 100 institutional investors. The webinar was scheduled for 60 minutes but got extended to 82 minutes with no one leaving. The following transcript is of this February 14, 2019 webinar.”

How do you feel when you get bad information when trying to make a decision?
Your kids you may expect, but your bank or credit union?
39.6% of financial institutions give out bad data!
Call, email or text for more.

How do you feel when you get bad information when trying to make a decision?
Your kids you may expect, but your bank or credit union?
39.6% of financial institutions give out bad data!
Call, email or text for more.

The best is low or no fees, and free checking.
Many do not offer this. See who does below.
Call, email or text for more.

ODs are over 70% of almost all banks and credit unions service charges to consumers.
An overdraft price increase is significant for consumers and even small businesses.
Call, email or text with any questions or comments positive, negative or indifferent.

Land lines, snail mail and now Free Checking.
This debranding action, especially large in 2018, is monumental for banks & thrifts, and especially credit unions.
This is the same as McDonald’s stop selling fries.
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Learn why less is more when it comes to checking accounts.
Call, text or email with any questions or comments.

Overdraft Revenue inched out an increase for the 12 months ending September 30, 2018.
The story below concludes with steps to take to insure increased friendly usage by consumers.
We welcome your comments or questions by phone, email or text.

Chair Powell You Hold $1 Trillion in Excess Money – Let it Go!

Lake Forest, IL (December 20, 2018) The Stock and Bond markets reflected yesterday that Chair Powell and the Governors at the Fed may not get it.

If Professor Milton Friedman were with us he would suggest looking at the money side.
This is what this writing suggests – such a simple solution.
Email, text or call with any questions or comments.

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