While Service Charges are still down in revenue for financial institutions yet starting to nudge up – see why and how below.
Semper, Mike

Hopefully the Ally Bank move will help to lower the price of overdrafts by other financial institutions but not zero it out.
Semper, Mike

As with 1918-20 pandemic are we headed toward a major recission? Find out with the latest M$ Economic Report below.
Semper, Mike

Today 67 years ago May 6, 1954 Roger Bannister was the first human to run a mile faster than 4 minutes. He ran the mile at 3 minutes 59.4 seconds. Bannister did this at 6 pm on the Iffley Road Track at Oxford, England.

It is a whole new world for checking – see why below. 
Semper, Mike

As seatbelts changed how we ride in cars,
COVID has accelerated a total revamp of overdrafts in checking accounts.
 Semper, Mike

While the auto market has grown the past 5 years in outstanding loans in 2021 auto loans may face profitability and compliance challenges – read how below.
Semper, Mike

Net Interest Margin will be hit with rising rates. How? See M$ Economic Report below:
Semper, Mike

Markets for overdrafts vary considerably lead by low price leaders – read more below.
Semper, Mike

As 2021 unfolds here are some lessons learned in 2020.
Happy New Year.
Semper, Mike