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Moebs in the News



If a consumer goes into a branch they want tellers and others to be efficient.
Many users avoid a bank or credit union because of some employees.
Email, text or phone with questions or comments.

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Last week Jay Powell mentioned not one word about bank and credit union deposits. Are $13.2 Trillion in deposits not important to the Fed?

Deposit Rates keep falling, yet the Fed thinks rates are OK. What’s right?

Text, email or phone for more or to comment.

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Over half those who overdraft go to payday lenders.
Why? Banks and credit unions restrict credit.
Call, text or email with questions or comments.

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Volatile Rates Ahead?
Basic supply and demand forces dictate volatile deposit rates well into 2020
Read why below.
Any questions: email, text or phone.

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The overdraft price has gotten unreasonable.
About 1% of all depositories charge $40 or more.
A lower OD Price will provide more revenue.
Email, call or text with any question or comment.
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Until two years ago Free Checking was the most dominate financial service.
What happen to have financial institutions drop free checking?
Read about free checking’s demise below.
Your comments welcome.

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Deposits now act like bonds. Deposit rates are changing like bond rates.
All deposit rates are falling and have for much of 2019.
Why can’t the Fed see this?
Text, call or email with comments or questions.

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Deposits now act like bonds. Deposit rates are changing like bond rates.
All deposit rates are falling and have for much of 2019.
Why can’t the Fed see this?
Text, call or email with comments or questions.

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There is a crisis of information brewing in financial services.
There is an easy solution or a difficult one.
Your comments are needed, so text, email, or call and tell us.

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Mobile Devices & Apps will initially lower overdraft usage.
The impact will lower OD prices, higher OD limits and a more educated user.
Your comments welcomed via email, text, or phone.

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