As 2021 unfolds here are some lessons learned in 2020.
Happy New Year.
Semper, Mike

The coronavirus is changing how overdrafts behave, are used and priced. Learn how and why in the report below.
 Happy Holidays, Mike

Rates will be rising as the vaccine gets distributed. Deposits will move. Learn how to change your deposit rates to keep deposits – see below.
Happy Holidays.
Semper, Mike

You are driving your deposit car, so will you accelerate the rates?
Find out the answer below and how to do it too.
Happy Thanksgiving, Mike

Due to COVID the Fed moved +$3 Trillion into the economy. You got a huge wave of deposits. Can you keep them?  Find out how . . .
Semper, Mike

Often productivity eludes the service business. Read below some interesting competitive stats on financial service employees.
Semper, Mike

Are you prepared for the COVID Recission?  Tips on recapturing fees the consumer will do.
Semper, Mike

COVID-19 increased Money Supply 18.9% in a few months. Who got more in Fed stimulus in deposits and who got less.  Answers below:
Semper, Mike

Checking got more deposit dollars and new accounts than any other service. Is it more than the coronavirus? Answers follow . . .
Semper, Mike

The first half of 2020 moves ODs to lowest in 15 years. Will Overdrafts continue to fall? Answer below . . .
Semper, Mike