Overdraft services



		Are you doing overdrafts? Are you planning to? Click here for our No-Bounce^SM performance calculator to see what kind of results you should achieve.



		"Honoring overdrafts honorably. Some OD programs charge high OD fees, set low limits and target low-income groups. Click here to find out why that's a poor approach."
		—Mike Moebs

Find out what credit unions and banks across the country are charging for overdraft services.

Research results

Moebs $ervices offers financial institutions choice of 3 levels of support in developing and running an overdraft service.

For more information, click below on the service that fits your needs:

		No-Bounce Overdraft Service
		Comprehensive, turn-key package. Identifies more qualified account holders, enables you to provide them with a meaningful safety net. Generates dramatic increases in fee income. Empirical approach means 85% of checks safely covered with check losses of only 3% or less of fee revenue (compare to only 50% covered and 15%+ losses with other programs). Implementation—from planning to training and launch—in as little as four weeks. Guaranteed results. Click here to find out more.

		Moebs’ Overdraft Consulting
		For those doing overdrafts in house. We'll provide you with an independent review of your OD service plan. With Moebs $ervices custom-tailored consulting solutions, you'll earn greater returns from your OD service and serve more account holders. We'll make certain your service functions in full accord with the 14 statutes, regulatory guidelines and court cases that impact overdrafts. Click here to find out more.

		Training: How to do overdrafts on your own
		Attendees of our week-long seminar on overdrafts and account strategies have generated dramatic results for their institutions. Twenty hour AICPA CPE accredited training. Every action, policy and procedure you'll need to implement a successful OD program in house. Click here to find out more.