About Us > Bios

 
Moebs $ervices brings together bright minds with a broad range of expertise, offering practical, innovative solutions to financial institutions.



Mike Moebs
Economist and CEO

Insightful.  Counter-intuitive.  Innovative.  Dynamic speaker.  These are some of the terms frequently used to describe Mike Moebs.  Since founding his economic research firm in 1983, Mike has put his vast knowledge to work for the financial services industry.  An economist who understands the challenges affecting financial institutions, he’s developed such proprietary services as No Bounce® check management... Read Expanded Bio
 
   


J. V. Proesel
Director, Client Services & Product Development


Lead research analyst and program manager, J.V. oversees all client services from data collection and performance analysis to client training and compliance guidance.  The author of Moebs Reg. E Compliance Manual, he provides ongoing guidance to clients in this regard.
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Cecilia Hernandez
Director, Market Development and Education

Developing solutions that make sense for Moebs clients at the top of Cecilia’s list.
    
The executive producer of the firm’s outreach programs, she develops and moderates the bi-monthly webinar series, and handles client notifications on legislative and regulatory mandates. Read Expanded Bio




Danielle Martarano
Financial Analyst

Danielle works on the Client Services side of the firm preparing preliminary performance analyses of all client programs.
Michael Karnicki
Operations

In addition to traditional operations responsibilities, Michael manages the implementation of Moebs Financial Services Pricing Survey with its periodic updates.

 
Owen Marks
IT Specialist

Owen leads team development of technical applications for the firm’s clients and manages Moebs internal database, developed over 20 years, of over 14,700 financial institutions with related analyses.


Kristina Bird
IT Specialist

Specializing in company-wide systems, Kristina develops software programs that enable clients to extract transaction data from a range of accountholder files for strategic pricing analyses.


Brian Caponigri
Research Assistant

Collecting secondary data on banks, savings institutions and credit unions from government agencies and a variety of other sources, Brian helps flesh out the competitive landscape.
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