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1983 - Moebs $ervices, Inc. was founded as a research firm specializing in financial services. Since then, our think-tank approach to deposit services, pricing, marketing, consumer lending, costing, and expense control has gained for us domestic and worldwide recognition.
1984 - Moebs $ervices maintains the country’s largest private database of financial services prices. This statistically valid data is updated periodically by shopping over 5100 banks, credit unions, and savings institutions.
1985 - Moebs $ervices was selected by Dow-Jones Irwin, the book publishing affiliate of the Wall Street Journal, to write Pricing Financial Services. This work has been hailed as the “bible” for financial services pricing.
1988 - Moebs $ervices was selected by the Federal Reserve to provide price data to track the consumer impact of the FIRREA bill (S&L bailout) for Congress. Congress wanted this important information expanded so it included Moebs $ervices in the Interstate Banking Bill in 1994 and again in the 1996 Budget Act.
1989 - Moebs $ervices was the only private sector firm to be asked to comment on Truth-In-Savings and many of its comments were incorporated into the regulation. Extensive information is also collected and available on consumer lending.
1990 - The Expense ¢ontrol database started and maintained by Moebs $ervices is the only information available for all depositories in the nation on non-interest expenses for over 50 expense categories. This database is unique since it publishes results by medians in addition to averages. It is an excellent source of budget and strategic planning data for over 1300 depositories who participate.
1995 - Michael Moebs was appointed to the Federal Reserves’ Cost Accounting Evaluation Group. This commission's objective was to re-evaluate the Functional Cost Analysis produced yearly by the Federal Reserve. From this appointment much was learned about the state of cost analysis done by American depository institutions.
2000 - The Federal Reserve decided to discontinue the Functional Cost Analysis. With the departure of the Fed from cost analysis Moebs $ervices' yearly surveys on expenses and costs become the only viable source of this information available.
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